Liquidity

Disciplined Driven, Short-Term Investing

Our disciplined, customized approach to short-term investment management enables us to tailor our liquidity products to our clients’ unique projected obligations. Our goals: capital preservation, maintenance of sufficient liquidity, and maximization of current income.

To capture superior yields without taking on additional risk, SGIA studies historical spreads across sectors and maturities, calculates risk-adjusted returns, and analyzes the relationship between interest rates and volatility.

Our products are constructed around three themes with proven, long-term track records, with clear duration exposure that ensures commitment to precise risk-reward standards:

• Low Duration - Between 1 and 3 years
• Enhanced Cash - Between 3 months and 1-year
• Cash - Up to 90 days

The average credit rating of these portfolios is AAA comprised of agency notes, commercial paper, short corporates, short-term asset backed securities, T-bills and government notes. Low duration product's average credit rating can range between AA and AAA, contingent on market conditions, while its composition can include Residential and Commercial Mortgage-backed securities.

Portfolio customization involves blending elements from each of these three approaches, which has received an extremely positive response from clients in responding to their unique liquid portfolio needs.

View our Liquidity Management Team